Skip to content

ConventionalAs little as 3% down.FHAFlexible credit requirements.VA$0 down for eligible veterans.USDARural homes, $0 down.JumboFinancing above conforming limits.RefinanceLower your rate or take cash out.Cash-Out & HELOCTap your home equity.First-Time BuyerPrograms built for your first home.Bank StatementFor self-employed borrowers.

Mortgage Payment Home Affordability Refinance Break-Even Rent vs. Buy Extra Payment Debt-to-Income Closing Costs VA Loan FHA Loan

Resources About Us

About

Meet the Team

Experienced loan officers who treat your goals as their own.

JA

Jennifer Aviles

Senior Loan Officer

NMLS #1531887

Speaks: English, Spanish

Home loans, done right.

Loan Programs

Loan Programs
Calculators
Resources
California
Down payment assistance
Guides

Run the numbers yourself.

Mortgage Payment
Home Affordability
Refinance Break-Even

Company

About Us
Contact
Apply Now
For real-estate agents

Equal Housing LenderNMLS #856170NMLS Consumer Access

Privacy Policy Terms of Use Accessibility

USA Mortgage Solutions is a DBA of Equity Smart Home Loans, NMLS #856170. 1499 Huntington Dr., Suite 500, South Pasadena, CA 91030. This is not a commitment to lend. All loans are subject to credit approval, income verification, and property appraisal. Rates and terms are subject to change.

© 2026 USA Mortgage Solutions.