Loan Programs
Jumbo
Jumbo loans finance homes above the conforming loan limits set by Fannie Mae and Freddie Mac, making them essential for higher-priced properties and luxury markets.
Key benefits
- Finance loan amounts above conforming limits
- Competitive fixed and adjustable options
- Single loan for high-value purchases (no piggyback needed)
- Available for primary, second, and investment homes
What you'll need
- Strong credit, typically 700+
- Larger reserves and a lower debt-to-income ratio
- A larger down payment is often required
Best for
Buyers purchasing higher-priced homes that exceed conforming loan limits.
This is an estimate for educational purposes only, not a commitment to lend or an offer of credit. Actual rates, payments, and costs depend on your credit, income, property, and loan program.