Skip to content
USA Mortgage Solutions

Loan Programs

VA

VA loans are guaranteed by the U.S. Department of Veterans Affairs and offer eligible service members, veterans, and surviving spouses some of the strongest terms available — including no down payment.

Key benefits

  • $0 down payment for eligible borrowers
  • No monthly mortgage insurance
  • Competitive rates and limited closing costs
  • The benefit can be reused over your lifetime

What you'll need

  • A valid Certificate of Eligibility (COE)
  • A one-time funding fee (waived for exempt borrowers)
  • The home must be your primary residence and meet VA standards

Best for

Eligible veterans and active-duty service members who want to buy with little or no money down.

This is an estimate for educational purposes only, not a commitment to lend or an offer of credit. Actual rates, payments, and costs depend on your credit, income, property, and loan program.