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ConventionalAs little as 3% down.FHAFlexible credit requirements.VA$0 down for eligible veterans.USDARural homes, $0 down.JumboFinancing above conforming limits.RefinanceLower your rate or take cash out.Cash-Out & HELOCTap your home equity.First-Time BuyerPrograms built for your first home.Bank StatementFor self-employed borrowers.

Mortgage Payment Home Affordability Refinance Break-Even Rent vs. Buy Extra Payment Debt-to-Income Closing Costs VA Loan FHA Loan

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Refinance Break-Even

Current loan balance

$

Current rate

%

Years remaining

years

New rate

%

New term

years

Refinance closing costs

$

Break-even point

18 months

Monthly savings: $339.95
New payment: $1,798.65
Lifetime interest saved: $65,055.96

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This is an estimate for educational purposes only, not a commitment to lend or an offer of credit. Actual rates, payments, and costs depend on your credit, income, property, and loan program.

Break-even point

18 months

Get my real rate

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