California
Fresno Mortgage & Refinance Lender
Fresno and the Central Valley offer some of California's most affordable homeownership, and with the 2026 conforming baseline at $832,750, nearly every purchase here fits within conventional financing. We help first-time and move-up buyers across Fresno and Clovis get pre-approved and into the right loan.
2026 loan limits · Fresno County
$832,750
Conforming (1-unit)
$541,287
FHA (1-unit)
Loan amounts above $832,750 are financed as jumbo loans, which we also offer.
Programs available here
Areas we serve
Fresno · Clovis · Sanger · Selma · Reedley
Frequently asked questions
- What is the 2026 conforming loan limit in Fresno County?
- The 2026 one-unit conforming loan limit in Fresno County is $832,750, California's baseline — comfortably above typical Central Valley home prices.
- What is the 2026 FHA loan limit in Fresno?
- The 2026 FHA loan limit in Fresno County is $541,287 for a single-family home, which covers the large majority of Fresno-area homes with as little as 3.5% down.
- Do you help first-time buyers in Fresno?
- Yes. Fresno is a strong market for first-time buyers, and we work with low-down-payment FHA and conventional loans plus California down-payment-assistance options.
Loan limits shown are the official 2026 FHFA (conforming) and HUD (FHA) one-unit limits for this county, provided for information only — not an offer to lend or a commitment. All loans subject to credit approval. Equal Housing Lender.