California
Inland Empire Mortgage Lender (Riverside)
The Inland Empire remains one of Southern California's most affordable places to buy, drawing families priced out of LA and Orange County. With the 2026 conforming baseline at $832,750, most Riverside-area homes fit comfortably in conventional or FHA financing — we help you get pre-approved and stretch your budget further.
2026 loan limits · Riverside County
$832,750
Conforming (1-unit)
$690,000
FHA (1-unit)
Loan amounts above $832,750 are financed as jumbo loans, which we also offer.
Programs available here
Areas we serve
Riverside & the Inland Empire · Riverside · Moreno Valley · Corona · Temecula · Murrieta
Frequently asked questions
- What is the 2026 conforming loan limit in Riverside County?
- The 2026 one-unit conforming loan limit in Riverside County is $832,750, California's baseline. Amounts above it are financed as jumbo loans.
- What is the 2026 FHA loan limit in the Inland Empire?
- The 2026 FHA loan limit in Riverside County is $690,000 for a single-family home — well above most Inland Empire prices, so FHA financing with 3.5% down is widely available.
- Is the Inland Empire good for first-time buyers?
- Yes. Lower prices in Riverside, Moreno Valley, Corona and Temecula make it one of Southern California's most first-time-buyer-friendly areas, and we work with low-down-payment programs to help you qualify.
Loan limits shown are the official 2026 FHFA (conforming) and HUD (FHA) one-unit limits for this county, provided for information only — not an offer to lend or a commitment. All loans subject to credit approval. Equal Housing Lender.