California
Los Angeles Mortgage & Refinance Lender
Los Angeles is one of the most competitive housing markets in the country, and because LA County carries California's high-cost loan ceiling for 2026, many buyers can finance homes here with conventional or FHA loans that would be jumbo almost anywhere else. From the Westside to Pasadena to Long Beach, we help you get pre-approved fast so you can move the moment the right home appears.
2026 loan limits · Los Angeles County
Loan amounts above $1,249,125 are financed as jumbo loans, which we also offer.
Programs available here
Areas we serve
Los Angeles · Long Beach · Glendale · Pasadena · Santa Monica · Burbank
Frequently asked questions
- What is the 2026 conforming loan limit in Los Angeles County?
- For 2026, the one-unit conforming loan limit in Los Angeles County is $1,249,125 — the maximum high-cost limit in California. Loan amounts above that are financed as jumbo loans, which we also offer.
- Do you offer FHA loans in Los Angeles?
- Yes. The 2026 FHA loan limit in Los Angeles County is $1,249,125 for a single-family home, so FHA financing with as little as 3.5% down is available on a wide range of LA homes.
- How fast can I get pre-approved in Los Angeles?
- Most buyers complete our online application in about 10 minutes and receive a pre-approval decision quickly — often the same day — so you can make competitive offers in LA's fast market.
Loan limits shown are the official 2026 FHFA (conforming) and HUD (FHA) one-unit limits for this county, provided for information only — not an offer to lend or a commitment. All loans subject to credit approval. Equal Housing Lender.