California
Napa County Mortgage & Refinance Lender
Napa Valley's Wine Country appeal keeps home values well above the statewide baseline, and the county carries a 2026 mid-tier loan limit to match. From the city of Napa to St. Helena and Calistoga, we help you structure financing that fits a premium North Bay market.
2026 loan limits · Napa County
$1,017,750
Conforming (1-unit)
$1,017,750
FHA (1-unit)
Loan amounts above $1,017,750 are financed as jumbo loans, which we also offer.
Programs available here
Areas we serve
Napa County · Napa · American Canyon · St. Helena · Calistoga · Yountville
Frequently asked questions
- What is the 2026 conforming loan limit in Napa County?
- The 2026 one-unit conforming loan limit in Napa County is $1,017,750. Amounts above it are financed as jumbo loans, which we also offer.
- Do you offer FHA loans in Napa County?
- Yes. The 2026 FHA limit in Napa County is $1,017,750 for a single-family home, so FHA financing with as little as 3.5% down is available county-wide.
- Do you serve the whole Napa Valley?
- Yes — we work with buyers and homeowners throughout Napa County, from Napa and American Canyon to St. Helena, Calistoga and Yountville.
Loan limits shown are the official 2026 FHFA (conforming) and HUD (FHA) one-unit limits for this county, provided for information only — not an offer to lend or a commitment. All loans subject to credit approval. Equal Housing Lender.