California
Roseville & Placer County Mortgage Lender
Placer County — Roseville, Rocklin and the growing Sacramento suburbs — is one of Northern California's most popular places for families and move-up buyers. With the 2026 conforming baseline at $832,750, most local purchases fit conventional or FHA financing. We help you get pre-approved and into the right loan quickly.
2026 loan limits · Placer County
$832,750
Conforming (1-unit)
$764,750
FHA (1-unit)
Loan amounts above $832,750 are financed as jumbo loans, which we also offer.
Programs available here
Areas we serve
Roseville & Placer County · Rocklin · Lincoln · Auburn · Loomis · Granite Bay
Frequently asked questions
- What is the 2026 conforming loan limit in Placer County?
- The 2026 one-unit conforming loan limit in Placer County (Roseville) is $832,750, California's baseline. Amounts above it are financed as jumbo loans.
- What is the 2026 FHA loan limit in Roseville?
- The 2026 FHA loan limit in Placer County is $764,750 for a single-family home, which covers the large majority of Roseville-area homes with as little as 3.5% down.
- Do you serve the Sacramento suburbs and foothills?
- Yes — we work with buyers throughout Placer County, from Roseville, Rocklin and Lincoln to the foothill communities of Auburn and Loomis.
Loan limits shown are the official 2026 FHFA (conforming) and HUD (FHA) one-unit limits for this county, provided for information only — not an offer to lend or a commitment. All loans subject to credit approval. Equal Housing Lender.