What is the 2026 conforming loan limit in San Luis Obispo County?

The 2026 one-unit conforming loan limit in San Luis Obispo County is $1,000,500. Amounts above it are financed as jumbo loans, which we also offer.

Do you offer FHA loans in San Luis Obispo County?

Yes. The 2026 FHA limit in San Luis Obispo County is $1,000,500 for a single-family home, so FHA financing with as little as 3.5% down is available county-wide.

Do you serve North County and the coast?

Yes — we work with buyers throughout San Luis Obispo County, from Paso Robles and Atascadero in the north to the city of SLO and the coastal Five Cities.

California

San Luis Obispo County Mortgage Lender

San Luis Obispo County anchors California's Central Coast midway between Los Angeles and the Bay Area, with home values that earn it a 2026 mid-tier loan limit. From the college town of SLO to Paso Robles wine country and the Five Cities, we help buyers and homeowners find the right financing.

2026 loan limits · San Luis Obispo County

$1,000,500

Conforming (1-unit)

$1,000,500

FHA (1-unit)

Loan amounts above $1,000,500 are financed as jumbo loans, which we also offer.

Programs available here

FHA loans VA loans Conventional loans Jumbo loans First-time buyer Refinance

Areas we serve

San Luis Obispo County · San Luis Obispo · Paso Robles · Atascadero · Arroyo Grande · Pismo Beach

Frequently asked questions

What is the 2026 conforming loan limit in San Luis Obispo County?: The 2026 one-unit conforming loan limit in San Luis Obispo County is $1,000,500. Amounts above it are financed as jumbo loans, which we also offer.
Do you offer FHA loans in San Luis Obispo County?: Yes. The 2026 FHA limit in San Luis Obispo County is $1,000,500 for a single-family home, so FHA financing with as little as 3.5% down is available county-wide.
Do you serve North County and the coast?: Yes — we work with buyers throughout San Luis Obispo County, from Paso Robles and Atascadero in the north to the city of SLO and the coastal Five Cities.

Loan limits shown are the official 2026 FHFA (conforming) and HUD (FHA) one-unit limits for this county, provided for information only — not an offer to lend or a commitment. All loans subject to credit approval. Equal Housing Lender.