California
San Mateo & Peninsula Mortgage Lender
The Peninsula anchors Silicon Valley between San Francisco and San Jose, with some of the nation's highest home prices. San Mateo County carries California's top 2026 loan limit, yet many purchases here still cross into jumbo territory — so we specialize in structuring both conforming and jumbo financing that competes against cash offers.
2026 loan limits · San Mateo County
Loan amounts above $1,249,125 are financed as jumbo loans, which we also offer.
Programs available here
Areas we serve
San Mateo & the Peninsula · Redwood City · San Mateo · Daly City · Menlo Park · Burlingame
Frequently asked questions
- What is the 2026 conforming loan limit in San Mateo County?
- The 2026 one-unit conforming loan limit in San Mateo County is $1,249,125, California's high-cost maximum. Amounts above it are financed as jumbo loans.
- Do you offer jumbo loans on the Peninsula?
- Yes. Because many Peninsula homes exceed $1,249,125, we offer a range of jumbo options and can pre-approve you to compete for high-value properties.
- Do you offer FHA loans in San Mateo County?
- Yes. The 2026 FHA limit in San Mateo County is $1,249,125 for a single-family home, so FHA financing is available on eligible Peninsula properties.
Loan limits shown are the official 2026 FHFA (conforming) and HUD (FHA) one-unit limits for this county, provided for information only — not an offer to lend or a commitment. All loans subject to credit approval. Equal Housing Lender.