What is the 2026 conforming loan limit in Sonoma County?

The 2026 one-unit conforming loan limit in Sonoma County is $897,000. Amounts above it are financed as jumbo loans, which we also offer.

Do you offer FHA loans in Sonoma County?

Yes. The 2026 FHA limit in Sonoma County is $897,000 for a single-family home, so FHA financing with as little as 3.5% down is available across the county.

Do you serve buyers throughout Wine Country?

Yes — we work with buyers and homeowners across Sonoma County, including Santa Rosa, Petaluma, Rohnert Park, Windsor, Healdsburg and the town of Sonoma.

California

Santa Rosa & Sonoma County Mortgage Lender

Sonoma County pairs North Bay access with Wine Country appeal, and its 2026 loan limit sits in California's mid-tier — above the baseline but below the Bay Area ceiling. From Santa Rosa to Petaluma, we help you match the right financing to a market where values run higher than the Central Valley.

2026 loan limits · Sonoma County

$897,000

Conforming (1-unit)

$897,000

FHA (1-unit)

Loan amounts above $897,000 are financed as jumbo loans, which we also offer.

Programs available here

FHA loans VA loans Conventional loans Jumbo loans First-time buyer Refinance

Areas we serve

Santa Rosa & Sonoma County · Petaluma · Rohnert Park · Windsor · Healdsburg · Sonoma

Frequently asked questions

What is the 2026 conforming loan limit in Sonoma County?: The 2026 one-unit conforming loan limit in Sonoma County is $897,000. Amounts above it are financed as jumbo loans, which we also offer.
Do you offer FHA loans in Sonoma County?: Yes. The 2026 FHA limit in Sonoma County is $897,000 for a single-family home, so FHA financing with as little as 3.5% down is available across the county.
Do you serve buyers throughout Wine Country?: Yes — we work with buyers and homeowners across Sonoma County, including Santa Rosa, Petaluma, Rohnert Park, Windsor, Healdsburg and the town of Sonoma.

Loan limits shown are the official 2026 FHFA (conforming) and HUD (FHA) one-unit limits for this county, provided for information only — not an offer to lend or a commitment. All loans subject to credit approval. Equal Housing Lender.