What is the 2026 conforming loan limit in Ventura County?

The 2026 one-unit conforming loan limit in Ventura County is $1,035,000. Amounts above it are financed as jumbo loans, which we also offer.

Do you offer FHA loans in Ventura County?

Yes. The 2026 FHA limit in Ventura County is $1,035,000 for a single-family home, so FHA financing with as little as 3.5% down covers most of the county.

Do you serve the Conejo Valley and the coast?

Yes — we work with buyers and homeowners throughout Ventura County, from Thousand Oaks and Simi Valley in the Conejo Valley to Oxnard, Camarillo and Ventura on the coast.

California

Ventura County Mortgage & Refinance Lender

Ventura County sits between Los Angeles and Santa Barbara with its own mid-tier 2026 loan limit — higher than the statewide baseline but below the coastal ceiling. From Thousand Oaks to Oxnard, we help you choose financing that keeps a coastal-market purchase in conforming or FHA territory where possible.

2026 loan limits · Ventura County

$1,035,000

Conforming (1-unit)

$1,035,000

FHA (1-unit)

Loan amounts above $1,035,000 are financed as jumbo loans, which we also offer.

Programs available here

FHA loans VA loans Conventional loans Jumbo loans First-time buyer Refinance

Areas we serve

Ventura County · Oxnard · Thousand Oaks · Simi Valley · Camarillo · Ventura

Frequently asked questions

What is the 2026 conforming loan limit in Ventura County?: The 2026 one-unit conforming loan limit in Ventura County is $1,035,000. Amounts above it are financed as jumbo loans, which we also offer.
Do you offer FHA loans in Ventura County?: Yes. The 2026 FHA limit in Ventura County is $1,035,000 for a single-family home, so FHA financing with as little as 3.5% down covers most of the county.
Do you serve the Conejo Valley and the coast?: Yes — we work with buyers and homeowners throughout Ventura County, from Thousand Oaks and Simi Valley in the Conejo Valley to Oxnard, Camarillo and Ventura on the coast.

Loan limits shown are the official 2026 FHFA (conforming) and HUD (FHA) one-unit limits for this county, provided for information only — not an offer to lend or a commitment. All loans subject to credit approval. Equal Housing Lender.