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USA Mortgage Solutions

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The Loan Process

Five steps from first question to your new front door.

  1. 1

    Get pre-qualified

    Answer a few questions and see real numbers — no credit impact, about 10 minutes.

  2. 2

    Apply & upload documents

    Complete your application and securely upload documents from your phone.

  3. 3

    Underwriting

    We verify your income, assets, and credit, and order the appraisal.

  4. 4

    Approval & disclosures

    You receive your approval and review your loan terms and disclosures.

  5. 5

    Closing

    Sign your final documents and get the keys to your home.